The Farmers and Traders Bank was created during 1876 when James M. Hocker and T. Logan Hocker, his son, purchased an interest in the private bank of Headley, Farra & Company. The bank was located on Short and Upper Streets. Mr. Hocker was previously associated with J. M. Hocker & Company and the Fayette National Bank. Headley, Farra & Company was originally formed in 1870 as Headley, Anderson & Company. Headley, Anderson & Company consisted of Hamilton A. Headley, James A. Farra, James P. Headley and Richard T. Anderson. In January 1870, the firm acquired the old Bank of Kentucky Branch Building from the First National Bank for nine thousand dollars. During 1872 James P. Headley and Richard T. Anderson left the firm while George W. Headley (father of Hal Pettit Headley - see Profiles) replace them. The Farmers & Traders Bank was discontinued in 1883.
